Shoes and Happiness - Why Is It So?

Why can shoes make a woman happier and can effervesce spirits? It’s quite simple. Shoes are beautiful, convenient and… emphasize the slender crura. I also like men that wear good quality and stylish shoes. But as a negative side of all these mentioned above – price. The better shoes are, the higher price is. Talking about shoes and their price I remember “Sex in the City” and their possibilities to buy or at least to try on. When you wish to buy some pair of shoes that can effervesce your spirit (you think so) and look at the price looking for more money in your wallet, you suddenly realize that your mood is becoming worse and worse and… I don’t like to try on and not to buy. It makes me feel sore in heart.

Aspire to Good Credit - Get Benefits!

Recently I realized how beneficial a credit history can be! Only the good one, of course. When I began to build my credit (it was many years ago), I didn’t fully understand the whole importance of it and was not so conscious at that age. Now looking for a new credit card I don’t have restrictions in choice. And that’s the first benefit. Moreover, if you have good credit score, you will have rather high credit limit, low rates and no annual fees, and may transfer a balance. Alluring? Sure! I have told previously about rewards. They are also a privilege of good credit. You can earn bonus miles, free tickets, hotel stays, cash rebates, etc. All benefits of good credit allow me to save some money (not huge one but still) and make me more confident in my financial future. I can only advise to take care of the credit history and try to pay timely and regularly. That’s the key!

Food...and Only It

We are so dependable on food. All our life and our mood as well depend on it. If we don’t eat, we suffer from hunger and have stomachache, and our head are not able to think. When we eat the food that is not suitable for us (but we like it, what to do), we still have problems with our health and are not able to think about anything else. Also we like to count calories (I do), but when we count them and realize that they are huge, we go to pieces. Food is not only a pleasure. It’s a sad fact! Specialists advise to eat wisely and only the food that is good for our health. They are right, no doubt. But in real life it is almost impossible. We can follow their tips but for a short while. Who doesn’t like to eat almost everything that he or she wishes? Well, that’s the reality!

Classmates - Friends 2

Previously I wrote about the cool idea of class reunions. Back to that topic. I received an e-mail from my old classmate friend Sharon. I saw her 10 years ago and no letters and pictures after that. Nothing! So pleasant to learn that everything is good and more than good. Thanks to graduates’ site, we can find each other at any place.

Start for Credit History

I am so glad to see how many students are ready to start their credit history. You may ask why? Because they take care not only of their present but also of the future. Frankly speaking the only sad fact of students credit cards use that worries me is debts. They are still on the rise. Perhaps, students do not actually understand that credit cards are not a free way to purchase. But still as a good result of credit card use, a student can boost his/her credit score and become, as I hope, more responsible in expenditures.

Autumn...and Nothing Else

I can not express my emotions that relate to this season. Autumn…how I like it! These falling autumn leaves of defferent colors make me thoughtful and dreamy. Autumn is the time to stop after the “hurry” summer. But the only sad thing is that cold is coming. And we should be ready. No doubt I will be missing summer in cold winter days but now…I am so satisfied with my mood that nothing upsets me.

A Dream to Fly

My husband’s new hobby is about airplanes and everything that relates to them. His dream is to buy his own small family airplane and be a pilot (now he is an oilman). I began to understand his love and dream when once looked at some beautiful pictures at acpilot.blogspot.com. It is really impressive and beautiful. Why I am afraid to fly?

Oh Oh Phobia

Watching any kind of TV programs about people who have different phobias, I thought how difficult their life should be and why there were not good measures to cure phobias. Recently I have discovered that I also have phobia (supposedly claustrophobia). It happened at the cosmetologist’s office when she put a polyethylene film on the cosmetic mask on my face. It was awful and hard to confess. Fortunately, this phobia is not the worst and happends not very often. But still, this fact makes me upsetting and alerted. I have already bought special literature about phobias and only began to read. I hope that it will help me to wrestle with myself and overcome my new problem.

Why Online...

Many questions occur. Why is it more convenient to apply for credit card online? How safe is it? Etc, etc, etc. I believe the reasonable answer is quickness and easiness. Everything that you should do-switch your PC and find the right site with convenient charts for credit card comparison. If you know for sure what your credit score is, it will be not difficult to choose the suitable credit card deals section and card itself. Weigh pros and cons of each offer!
It is really safe because all required personal data you send goes directly to the credit card company you have chosen through safe & secure (SSL) channels. I think it is also a good way to save time.

How Much is the Fish

My husband and dad are fishermen. And I am very lucky (I had understood it not at once and sometimes was even angry because my husband spent much time on fishing) to eat only fresh fish every week. Once I have bought it at the supermarket. It was my rare time and believe, the last. I will do it again only in whim case if there is no fresh fish at home. Why? Not fresh fish is not a fish for me after the fresh one.

All my friends know that I am fond of postcards with small babies. I have a lot of them in my postcards box. Oh, oh how cute these babies are! And how talented woman is to have such ideas and implement them. I visit this site annegeddes.com just to look at the babies and admire. I remember my daughter when she was as small as they are. How lovely this age is! If you see them, I suppose, you can understand why I like such postcards.

Go Shopping-Stress Off

I was so stressful last time. Why? I don’t know exactly. Perhaps because of too much work or preparation to our relatives’ arrival who come to us for the first time. They are well to do people and I’d like to make everything perfect for them. So, I am trying. Why am I talking about stress? Because I suppose I have found my own key to how effervesce my spirit-go shopping! Looking for gifts to my relatives I have bought so many gifts for myself at the same time. And understood that it was the right thing to do in order to make me happy and get rid of stress. The only sad thing in this shopping therapy is its cost. My husband supports me: if it really can help-good! So, it is my own way to fight with stress. Do you have yours?

Life after Bankruptcy

How to live and repair finances? Those are the ordinary questions of bankrupts who fear that they will not be able to get a credit or loan any more. But good news is that even if you went through Chapter 7, 11 or 13 of bankruptcy, you may still search for credit cards or a loan.
What do these chapters mean? (Briefly)
Chapter 7 is the basic bankruptcy for the average consumer. Anything he has of value is sold to creditors.
Chapter 11 is for individuals and businesses to alter their finances by paying creditors by means of a reorganization plan.
And chapter 13 is for people who have normal jobs and are able to pay money on their debts. A person can only qualify if he has less than $269,250 in unsecured debt and less than $807,750 in secured debt.
So, even if your credit score was good enough before the bankruptcy, you will be eligible for no more than bad or no credit cards and secured cards. Choose the suitable one!
Note: getting a credit or a loan is not enough. You should respect them and use tactfully in order to prove your credit worthiness. Be patient and diligent! Only then you can rebuild your credit history and juvie.

Long-expected Driving License

At last I have got driving license. My own…With my picture on it.
I thought about getting driving license many times but was afraid a little bit (I am a coward, eh!) to drive myself. I preferred to sit near my husband and didn’t worry about anything. But I was in need of a car to go long distances without any help. So, now I have a new car (very beautiful) and my OWN driven license. I think I have become braver. Now I need the only thing – skill and experience on roads. Wish me good luck!

I Want a Pet!

My daughter wants a dog and nobody else. Of course I am trying not to yield to no persuasion and remember myself at almost the same age but a little bit older. My parents told me the same as I do to my daughter. But nevertheless, I had a dog at that time. Simply parents are always pliable because of love to their offspring. My husband and I do not want to have any pets at all but I think that some day we will have to give in because what the childhood it is without pets.