Friday, February 15, 2008

Credit Report - Mirror of Your Credit Activity

You know for sure that credit report is a mirror of your credit activity. It contains the information about the length of your credit history, the types of credit you used, your personal information and your outstanding debt. The more attractive your credit card report is to the lender, the better credit deal you can make. As for credit score, it is a number that shows how trustworthy as a potential customer you are. If your score is high enough, you can get cards with lowest interest rates, fee free, rewards and other attractive features.
To know for sure that everything with your report is ok before applying for any card, you need to order your credit report and score. Once a year you can do it for free. And of course, it is only in your interest to check your credit score and report at least before you apply for a new credit card or a loan.

Thursday, February 14, 2008

New Plans and New Place

My husband decided to change his work because of many reasons. He has already had many offers of a new place and good position. By today he phoned me and shocked – we have to move to another city as his new profitable job is there XXX. (I don't want to call the place as I hope very much that plans will be changed). Only several minutes were enough for me to paint a clear picture. I don't want to go anywhere! Now when my child has her friends in the kindergarten and I have a good job and good colleagues, I need to move. It's injustice!!!

Pros and Cons of Credit Cards

Have you ever weighed the pros and cons of credit cards? They are convenient and easy in use, have various tempting rewards, give a great chance to buy what we need if we can't afford to purchase it –these are advantages.
As for disadvantages, credit cards lead us into temptation to buy everything we like. I believe this is the main disadvantage that usually results in damaged credit history and huge debts. Moreover, credit cards can be easily lost or stolen. Unfortunately, modern thieves are very tricky and use various methods to steal our personal information and use it pro domo sua. So, be prudent!
No doubt, all these disadvantages depend only on us. Therefore we need to be more restrained using our credit cards for making purchases and be more careful to avoid theft. Then there will be only advantages… You may find more detailed information in the article Credit Card Disadvantages.

Monday, February 11, 2008

My Impressions of "I Am Legend"

I watched “I Am Legend” these weekends. It was very interesting tragic blockbuster about one military scientist who stayed alive and continued to live alone trying to survive. It was a hopeless dramatic story with a sad end (the hero died). There were terrifying moments when I even closed my eyes (I am a “coward”) in order not to see this horror. New York was awfully overgrown with grass. Monsters were also terrible. Just imagine, you are a man, the only man on earth, and there are many monsters around. Yikes… All in all, this action-thriller left a positive impression for me and my friends.

Friday, February 8, 2008


I am waiting for weekends, first and foremost, to relax. Housekeeping is excluded. I am also going to see my classmates and go to the cinema with friends and my husband. We are planning to watch "I am a legend" with Will Smith. I like this actor and hope that the film will make a positive impression on us.

Monday, February 4, 2008

Instant Approval Credit Cards - Get Immediate Answer

When you apply for a new plastic, evidently you worry about approval and want to get the answer as soon as possible. Certainly, you’ve heard about credit cards with instant approval and even applied for the one. They credit cardare convenient and even customers with bad credit will find the one that allows getting the approval within several minutes. Now I’d like only to say that many people are mistaken waiting for a plastic along with the answer. You will get only approval within this short period time.